Cosmetic Surgery Financing Santa Ana & San Clemente

Advance Laser & Cosmetic Center offers easy and interest-free financing through several different lenders for cosmetic surgery in Orange County. We encourage you to speak to one of our patient care coordinators for more details with respect to financing options. Once you are ready to apply, select from one of the lenders below. You may fill-out their applications on line or call one of their customer service representatives for fast and easy processing. Most approvals are given over the phone or online within 20 minutes.

Patient Payment Plans

We work with multiple lenders and offer a number of patient financing options. Before you apply, we encourage you to speak to one of our Patient Care Coordinators.

When you are ready to apply select a lender below and click the Apply Now button. You will then select your doctor and complete the application. You will also have the opportunity to apply with the other lenders.

We offer No Interest (same as cash) payment plans for up to 24 months. We also offer extended payment plans for 24, 36, 48 or 60 months with varying rates of interest depending upon your credit history. Here is more information regarding the lenders that we work with:

Sharper Image Loan
Our Sharper Image Loan’s low rates make elective surgery more affordable — and its fixed rates ensure that your payment will never increase!
  • Interest Rates as low as 11.49%
  • Terms up to 60 months
  • Loan Amounts up to $25,000 or 3 times gross monthly income of primary applicant whichever is less.
  • To be eligible to apply for this loan the applicant must either live, work or pray in San Diego or Riverside County.
Care Credit
  • With CareCredit financing, there are no up-front costs and no pre-payment penalties
  • CareCredit covers operations anywhere from $1,000 to $25,000
  • CareCredit provides No-Interest Payment Plans for 3, 6, 12, and 18 months, as well as Extended Payment Plans with interest rates starting at 9.90%.

Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $5 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust. Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:
• Immediate decisions without affecting your credit!
• Longer terms for lower monthly payments
• No collateral required
• No prepayment penalties
• Fast & easy loan inquiry process
• 100% Confidential

Healthcare treatments often are urgent and can’t wait for days or even hours before knowing if you can move forward. That’s why Prosper Healthcare Lending’s inquiry and decision process takes just minutes from start to finish. You can fill out, submit an inquiry, and receive a decision in less than 2 minutes.

Loan amounts go up to $100,000 and terms out to 84 months. This is not a credit card - the loans at Prosper Healthcare Lending are simple installment loans with no retroactive interest and no pre-payment penalties.


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*There's no guarantee of specific results. Results may vary from person to person.

Dr. Roham @ Advance Laser & Cosmetic Surgery
Orange County

3500 S. Bristol St., Suite 200, Santa Ana, CA 92704 • (714) 557-0777

629 Camino De Los Mares, Suite 103, San Clemente, CA 92673 • (949) 248-1900